Category Archives: Communities

Local People Rebuilding Their Communities: An Exploration of Welsh Time Banking

My article for Contemporary Wales is now available online. Drawing on my research it examines the community development potential of time banks in relation to co-production; the development of a”Welsh model” which is exported into the international time bank movement and sets out the distinction between technical and political goals which became key to some of the theoretical work developed in thePhD.


Drawing on previous research, this paper explores the development of the “Welsh” model of time banking: its history, practice and association with co-production. Attention is given to a critical evaluation of this model as regards community and participation in order to draw out general lessons for the time bank movement: first that there is a need to realise where exclusion is generated and how this need can be reduced; second, that the theory and practice of time banking can potentially be in conflict – notably, with regard to political goals and technical implementation; and, finally, that time banking itself is a potential tool for participation of local people in redeveloping their community.

Accessed from here


Just another financial institution? Tensions in the future of credit unions in the United Kingdom

For some the association of credit unions with tackling financial exclusion has been seen as a source of growth while others argue that it threatens their sustainability. This paper argues for an approach in which the future credit union development in the UK is confined neither to tackling financial exclusion nor to an effort to attract a diversified membership. Rather, it proposes an approach based on progressive universalism in which unions offer services open to all while focusing additional help on those sidelined by mainstream financial services. This is illustrated with examples from Wales to show how credit unions can overcome the tension between tackling financial exclusion and achieving sustainability.

Article accessible from here (subscription required)